🚨 Exciting News: Central Bank of India Announces 1000 Openings for Credit Officer Posts in 2025!
Aiming for a stable and rewarding career in the government banking sector? Here’s your chance!
Central Bank of India (CBI) has officially announced a massive recruitment drive for Credit Officers in 2025, offering a total of 1000 posts across India. With a handsome salary starting from ₹48,480 to ₹85,920 per month, a permanent job basis, and nationwide postings, this opportunity is a must-grab for every banking aspirant.
📌 Quick Highlights:
- Total Vacancies: 1000
- Monthly Pay: ₹48,480 – ₹85,920
- Form Last Date: 20th February 2025 (Re-opened till 10th March 2025)
- Written Exam: 5th April 2025
- Eligibility: Graduation with 60% marks
- Selection Process: Written Test + Interview
Let’s break down everything you need to know 👇
✅ Vacancy Details:
📌 Post Name: Credit Officer (General Banking)
🏢 Organization: Central Bank of India (CBI)
🌐 Job Location: All India
🧾 Job Type: Permanent Government Job
🔢 Category-wise Vacancy Distribution:
- General (UR): 405
- OBC: 270
- SC: 150
- ST: 75
- EWS: 100
➡️ Total: 1000 posts
This recruitment comes as a part of Central Bank’s initiative to strengthen its financial teams across India.
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✅ Eligibility Criteria:
🎓 Educational Qualification:
- Applicants should hold a graduation degree in any stream with at least 60% marks to be eligible.
- For SC/ST/OBC/PH candidates, 55% marks is the minimum requirement.
🎂 Age Limit:
- Age must be between 20 to 30 years as on 30th November 2024.
- Candidate must be born between 30/11/1994 to 30/11/2004.
- Age relaxation is applicable as per government rules.
📌 Relaxation Highlights:
- SC/ST: 5 years
- OBC (Non-Creamy): 3 years
- PwD: 10 years
✅ Application Process:
🗓️ Important Dates:
- Notification Released: 30 Jan 2025
- Application Start: 30 Jan 2025
- Last Date to Apply: 20 Feb 2025
- Form Re-open Dates: 6 Mar to 10 Mar 2025
- Exam Admit Card: 28 Mar 2025
- Exam Date: 5 Apr 2025
- Result Declaration: 23 Jun 2025
💸 Application Fees:
- General/OBC/EWS: ₹750
- SC/ST/PwD/Female Candidates: ₹150
- Payment Mode: Online Only
📝 How to Apply (Step-by-Step):
- Visit the official Central Bank career portal.
- Read the notification carefully and check all criteria.
- Register and fill in the online form with correct details.
- Upload scanned documents – photo, signature, certificates, ID proof.
- Pay the fee as per your category.
- Preview the form carefully.
- Submit and take a printout of the final form.
👉 Visit the official Central Bank recruitment website to apply online and check the latest updates.
✅ Selection Process:
Candidates will go through a two-stage process:
📝 1. Written Exam (Objective + Descriptive):
Objective Section:
| Subject | Questions | Marks | Time |
| English Language | 30 | 30 | 25 min |
| Quantitative Aptitude | 30 | 30 | 25 min |
| General Awareness (Banking) | 30 | 30 | 15 min |
| Reasoning | 30 | 30 | 25 min |
| Total | 120 | 120 | 90 min |
✅ No Negative Marking
Descriptive Section:
- English Essay & Letter Writing – 2 Questions | 30 Marks | 30 Minutes
🗣️ 2. Interview:
- 50 Marks
- Candidates shortlisted from written exam will be called.
📑 After interview, candidates must undergo Document Verification and Medical Examination.
✅ Salary and Benefits:
💰 Pay Scale: ₹48,480 – ₹85,920 per month
💼 Along with Basic Pay, candidates will receive:
- House Rent Allowance (HRA)
- Dearness Allowance (DA)
- Travel Allowance (TA)
- Other perks as per bank rules
🚀 Career Growth:
- Promotions to higher managerial roles based on experience & performance.
- Opportunities to become Branch Manager, Zonal Head, or AGM in the long run.
🗓️ Important Dates Recap:
📌 Notification Out: 30 Jan 2025
📌 Application Last Date: 20 Feb 2025
📌 Re-open Form Dates: 6–10 Mar 2025
📌 Admit Card Out: 28 Mar 2025
📌 Exam Date: 5 Apr 2025
📌 Result Declaration: 23 Jun 2025
❓ Got Questions? We’ve Got Answers!
Q1. Can final-year students apply?
👉 No, only those who have completed graduation before 30 Nov 2024 can apply.
Q2. Is there any training after selection?
👉 Yes, selected candidates will undergo training before joining their branch.
Q3. Can I apply from any state?
👉 Yes, this is an All India Level Recruitment.
Q4. Is banking experience needed?
👉 No, freshers with required qualifications can apply.
🧠 Pro Tip: How to Prepare Effectively?
📘 Recommended Prep Strategy:
- Start with basics of Quant & Reasoning – daily practice is key.
- Stay updated on Banking Awareness and Current Affairs.
- Practice Letter & Essay writing for the descriptive paper.
- Practice with past year question papers and attempt mock tests frequently to boost your confidence and exam readiness.
- Improve time management with sectional practice.
📚 Useful Books:
- Quantitative Aptitude by R.S. Aggarwal
- Banking Awareness by Arihant
- Word Power Made Easy for English
✅ Why This Opportunity is Worth It?
- Central Bank of India is one of the oldest and most reputed PSBs.
- A stable and respectable government position offering long-term career growth and job security.
- Great for candidates from non-technical backgrounds with graduation.
- Zero negative marking means more chances to score high.
🔔 Final Words – Don’t Miss This Chance!
This is a rare opportunity to join the Central Bank of India as a Credit Officer with a stable salary and promising career growth. If you meet the criteria, don’t wait for the last date — apply now and start your preparation!
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